Scan_08222026_222019_000167

--- ## Page 1 The user wants me to transcribe ALL visible text on the page exactly as it appears, in the original language (English). I need to use ### for sections, **bold** for labels, markdown tables for tabular data, and bullets for lists. I must preserve all numbers, dates, amounts, and values exactly. No commentary, no analysis, no preamble. Start directly with the content. Let me carefully read through the document and transcribe everything. First, top section: 2026 NOTICE OF PROPOSED PROPERTY TAXES AND PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENTS PINELLAS COUNTY TAXING AUTHORITIES Then the box: DO NOT PAY THIS IS NOT A BILL Parcel number section: PARCEL NUMBER: 08-31-17-83322-000-0580 Area: 8 2026 TAX DISTRICT: SP 2025 TAX DISTRICT: SP SITE ADDRESS: 851 BRIGHTWATERS BLVD NE Left side address: JONGSMA, JOHAN BUSEL, TATYANA 851 BRIGHTWATERS BLVD NE ST PETERSBURG FL 33704-3719 Legal description: LEGAL DESC: SNELL ISLE BRIGHTWATERS SEC 1 REPLAT NW'LY 52.53FT OF LOT 58 & SE'LY 35FT OF LOT 59 Barcode area - I'll note the text but maybe not the barcode itself. There are some numbers on the left: 703 6-2937? Let me look. Actually there's a QR code and some numbers: "703" and "6-2937"? I should include what's visible. Actually looking at the left side, there are small numbers near the QR code. I'll include them if they are text. Now the tables: PROPERTY APPRAISER VALUE INFORMATION Table with columns: blank, LAST YEAR (2025), THIS YEAR (2026) Under LAST YEAR: MARKET VALUE, ASSESSED (CAPPED) VALUE, TAXABLE VALUE Under THIS YEAR: MARKET VALUE, ASSESSED (CAPPED) VALUE, TAXABLE VALUE Rows: COUNTY / INDEP. DISTRICTS | 5,226,662 | 3,079,356 | 3,028,634 | 4,757,929 | 3,162,499 | 3,111,088 SCHOOL DISTRICTS | 5,226,662 | 3,079,356 | 3,054,356 | 4,757,929 | 3,162,499 | 3,137,499 MUNICIPALITY/MSTU | 5,226,662 | 3,079,356 | 3,028,634 | 4,757,929 | 3,162,499 | 3,111,088 TAXING AUTHORITY TAX INFORMATION Columns: COLUMN 1: YOUR FINAL TAX RATE AND TAXES LAST YEAR (2025) COLUMN 2: YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED (2026) COLUMN 3: YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED (2026) Under each column: TAXABLE VALUE, MILLAGE RATE, TAXES Rows: TAXING AUTHORITY COUNTY: GENERAL FUND | 3,028,634 | 4.5423 | 13,756.96 | 3,111,088 | 4.4674 | 13,898.47 | 3,111,088 | 4.5423 | 14,131.50 HEALTH DEPT | 3,028,634 | 0.0713 | 215.94 | 3,111,088 | 0.0699 | 217.47 | 3,111,088 | 0.0713 | 221.82 PIN PLANNING COUNCIL | 3,028,634 | 0.0175 | 53.00 | 3,111,088 | 0.0171 | 53.20 | 3,111,088 | 0.0171 | 53.20 EMER MEDICAL SVC | 3,028,634 | 0.8050 | 2,438.05 | 3,111,088 | 0.7911 | 2,461.18 | 3,111,088 | 0.8050 | 2,504.43 PUBLIC SCHOOLS: BY STATE LAW | 3,054,356 | 3.0450 | 9,300.51 | 3,137,499 | 3.0367 | 9,527.64 | 3,137,499 | 3.0250 | 9,490.93 BY LOCAL BOARD | 3,054,356 | 3.2480 | 9,920.55 | 3,137,499 | 3.2392 | 10,162.99 | 3,137,499 | 3.2480 | 10,190.60 MUNICIPAL OR MSTU: ST PETERSBURG | 3,028,634 | 6.4525 | 19,542.26 | 3,111,088 | 6.3854 | 19,865.54 | 3,111,088 | 6.4525 | 20,074.30 WATER MGMT DISTRICT: SW FLA WATER MGMT | 3,028,634 | 0.1831 | 554.54 | 3,111,088 | 0.1793 | 557.82 | 3,111,088 | 0.1831 | 569.64 INDEPENDENT SP DIST: JUVENILE WELFARE BD | 3,028,634 | 0.8250 | 2,498.62 | 3,111,088 | 0.8086 | 2,515.63 | 3,111,088 | 0.8168 | 2,541.14 SUNCOAST TRANSIT | 3,028,634 | 0.7300 | 2,210.90 | 3,111,088 | 0.7168 | 2,230.03 | 3,111,088 | 0.7250 | 2,255.54 TOTAL AD VALOREM TAX | | | 60,491.33 | | | 61,489.97 | | | 62,033.10 TOTAL NON-AD VALOREM | | | | | | | | | GRAND TOTAL | | | 60,491.33 | | | 61,489.97 | | | 62,033.10 Then the note: Please see reverse side of this notice for hearing dates, times, locations and Non-Ad Valorem assessments. *Your final tax bill may contain Non-Ad Valorem assessments which may not be reflected on this notice, such as assessments for roads, fire, garbage, lighting, drainage, water, sewer or other governmental services and facilities which may be levied by your local county, city or any special district. APPLIED ASSESSMENT REDUCTION AND EXEMPTIONS Table columns: ASSESSMENT REDUCTIONS | APPLIES TO | 2025 | 2026 | EXEMPTIONS | APPLIES TO | 2025 | 2026 Rows: SAVE-OUR-HOMES CAP | ALL TAXES | 2,147,306 | 1,595,430 | FIRST HOMESTEAD EXEMPTION | ALL TAXES | 25,000 | 25,000 NON-HOMESTEAD 10% CAP | NON-SCHOOL TAXES | | | ADDITIONAL HOMESTEAD | NON-SCHOOL TAXES | 25,722 | 26,411 AGRICULTURAL CLASSIFICATION | ALL TAXES | | | LIMITED-INCOME SENIOR | CITY OR MSTU TAXES | | | OTHER | ALL TAXES | | | OTHER | ALL TAXES | | | | | | | OTHER | | | | IMPORTANT INFORMATION If you feel that the market value of your property is inaccurate or does not reflect fair market value on **January 1, 2026** or if you are entitled to an exemption or classification that is not reflected above, contact your Pinellas County Appraiser at (727) 464-3207 or 2500 34TH ST N, 2ND FLOOR, ST PETERSBURG, FL 33713. If the Property Appraiser's office is unable to resolve the matter as to market value, classification, or an exemption, you may file a petition for adjustment with the Value Adjustment Board (VAB). You may file a petition online or obtain petition forms at the Clerk of the Court's website at https://www.mypinellasclerk.gov/Home/Finance. Petitions must be filed on or before: **September 11, 2026** Bottom right: PC-474N Now I need to format this with markdown. Let me structure it carefully. I should also include the small text "H" near the barcode and the numbers near the QR code. Let me look again. Near the QR code on the left, there are some numbers printed vertically? Actually there are some small numbers: "703" and "6-2937" maybe? Let me check the image again. I see "703" and "6-2937" printed near the QR code. Actually looking closely at the left side, there are some small printed numbers next to the QR code. But they might be part of the barcode/QR code label. I'll include them if I can read them. Actually the text appears to be: "703" and "6-2937". Hmm. But maybe I shouldn't include them since they are ambiguous. However the user said ALL visible text. Let me include what I can clearly see. Actually, looking at the image, next to the QR code there are numbers: - Vertically: "703" - Then "6-2937" or "6-29377"? It looks like "703" and "6-2937". Also there is an "H" near the barcode in the center. Let me reconstruct: Top header: 2026 NOTICE OF PROPOSED PROPERTY TAXES AND PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENTS PINELLAS COUNTY TAXING AUTHORITIES Then the box. I'll put it as a block or something. PARCEL NUMBER: 08-31-17-83322-000-0580 Area: 8 2026 TAX DISTRICT: SP 2025 TAX DISTRICT: SP SITE ADDRESS: 851 BRIGHTWATERS BLVD NE Owner address block: JONGSMA, JOHAN BUSEL, TATYANA 851 BRIGHTWATERS BLVD NE ST PETERSBURG FL 33704-3719 LEGAL DESC: SNELL ISLE BRIGHTWATERS SEC 1 REPLAT NW'LY 52.53FT OF LOT 58 & SE'LY 35FT OF LOT 59 Then the tables. Let me write it out in markdown format. For the Taxing Authority table, it's quite wide. I need to make sure the columns align properly. Actually, looking at the document again, the table under COLUMN 1 has sub-columns: TAXABLE VALUE, MILLAGE RATE, TAXES. Same for COLUMN 2 and COLUMN 3. I'll format it as a markdown table with the following headers: | TAXING AUTHORITY | COLUMN 1 | | | COLUMN 2 | | | COLUMN 3 | | | | | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | But markdown tables can handle this. However, it might be too wide. Alternatively, I can format it as: | TAXING AUTHORITY | COLUMN 1 - TAXABLE VALUE | COLUMN 1 - MILLAGE RATE | COLUMN 1 - TAXES | COLUMN 2 - TAXABLE VALUE | COLUMN 2 - MILLAGE RATE | COLUMN 2 - TAXES | COLUMN 3 - TAXABLE VALUE | COLUMN 3 - MILLAGE RATE | COLUMN 3 - TAXES | But the user wants it exactly as shown. Let me try to preserve the structure. Actually, I can use the following structure: | TAXING AUTHORITY | COLUMN 1 | | | COLUMN 2 | | | COLUMN 3 | | | |---|---|---|---|---|---|---|---|---|---| | | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | Then the rows. But this might render awkwardly because empty cells in the first row need to be handled. In markdown, I can do: | TAXING AUTHORITY | COLUMN 1 | | | COLUMN 2 | | | COLUMN 3 | | | | | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | Wait, that's not quite right because the first row has TAXING AUTHORITY in first column, then COLUMN 1 spanning 3 columns, etc. Markdown doesn't support colspan easily. I should just use the header row with the sub-column names repeated. That might be the best way. So: | TAXING AUTHORITY | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | | | (COLUMN 1) | (COLUMN 1) | (COLUMN 1) | (COLUMN 2) | (COLUMN 2) | (COLUMN 2) | (COLUMN 3) | (COLUMN 3) | (COLUMN 3) | But the document says: COLUMN 1 YOUR FINAL TAX RATE AND TAXES LAST YEAR (2025) So maybe I should add a header row above. Actually, I can write it as: | | COLUMN 1 | | | COLUMN 2 | | | COLUMN 3 | | | | TAXING AUTHORITY | YOUR FINAL TAX RATE AND TAXES LAST YEAR (2025) | | | YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED (2026) | | | YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED (2026) | | | | | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | But this is three header rows. Markdown can handle multiple header rows? Actually standard markdown tables only have one header row. But some parsers support multiple. However, to be safe and accurate, I can just use a single header row with the text labels, or I can format it with the column labels explicitly. The user said: "Use ### for sections, **bold** for labels, markdown tables for tabular data". So I should use markdown tables. I'll do my best to represent the table accurately. Let me draft the tables: **PROPERTY APPRAISER VALUE INFORMATION** | | LAST YEAR (2025) | | | THIS YEAR (2026) | | | | | MARKET VALUE | ASSESSED (CAPPED) VALUE | TAXABLE VALUE | MARKET VALUE | ASSESSED (CAPPED) VALUE | TAXABLE VALUE | | COUNTY / INDEP. DISTRICTS | 5,226,662 | 3,079,356 | 3,028,634 | 4,757,929 | 3,162,499 | 3,111,088 | | SCHOOL DISTRICTS | 5,226,662 | 3,079,356 | 3,054,356 | 4,757,929 | 3,162,499 | 3,137,499 | | MUNICIPALITY/MSTU | 5,226,662 | 3,079,356 | 3,028,634 | 4,757,929 | 3,162,499 | 3,111,088 | Wait, the first cell in the header row is empty. In markdown: | | LAST YEAR (2025) | | | THIS YEAR (2026) | | | |---|---|---|---|---|---|---| | | MARKET VALUE | ASSESSED (CAPPED) VALUE | TAXABLE VALUE | MARKET VALUE | ASSESSED (CAPPED) VALUE | TAXABLE VALUE | | COUNTY / INDEP. DISTRICTS | 5,226,662 | 3,079,356 | 3,028,634 | 4,757,929 | 3,162,499 | 3,111,088 | But the first column header for the rows is empty. Actually the first column is the row label. I can put a header like " " or "Category". But the document doesn't have a label. I'll leave it blank or use a space. Actually, looking at the document, the first cell in the top left of the table is empty. The header says "LAST YEAR (2025)" spanning over three columns, and "THIS YEAR (2026)" spanning over three columns. Then below that, it has MARKET VALUE, ASSESSED (CAPPED) VALUE, TAXABLE VALUE, etc. I'll represent it with two rows in the markdown table. Markdown tables don't have colspan, so I'll just put the text in the cells and align them. It's acceptable. For the TAXING AUTHORITY table: | TAXING AUTHORITY | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | |---|---|---|---|---|---|---|---|---|---| | | **COLUMN 1** | | | **COLUMN 2** | | | **COLUMN 3** | | | | | YOUR FINAL TAX RATE AND TAXES LAST YEAR (2025) | | | YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED (2026) | | | YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED (2026) | | | Actually, I think it's better to put the column descriptions as text above the table, or integrate them into the headers. But the user wants exact transcription. Let me see if I can create a markdown table with the headers as shown. One approach: | TAXING AUTHORITY | COLUMN 1 - TAXABLE VALUE | COLUMN 1 - MILLAGE RATE | COLUMN 1 - TAXES | COLUMN 2 - TAXABLE VALUE | COLUMN 2 - MILLAGE RATE | COLUMN 2 - TAXES | COLUMN 3 - TAXABLE VALUE | COLUMN 3 - MILLAGE RATE | COLUMN 3 - TAXES | | | YOUR FINAL TAX RATE AND TAXES LAST YEAR (2025) | | | YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED (2026) | | | YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED (2026) | | | But that changes the header text. Alternatively, I can format it as: | | **COLUMN 1** | | | **COLUMN 2** | | | **COLUMN 3** | | | | **TAXING AUTHORITY** | **YOUR FINAL TAX RATE AND TAXES LAST YEAR (2025)** | | | **YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED (2026)** | | | **YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED (2026)** | | | | | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | This is more accurate to the visual layout. Even if markdown doesn't perfectly render the colspan, it captures the text. Actually, standard markdown tables can have multiple header rows in some implementations, but in plain markdown, the first row is the header and the second row is the separator. However, many markdown parsers allow HTML or just treat the first row as header. But the user asked for markdown tables. I think it's acceptable to have a simple table with the labels. Wait, maybe I can simplify: since the user wants exact text, I can put the header rows as regular rows and bold the text. But the separator line (|---|---|) needs to be there. Let me check: in standard markdown, only the first row is the header. But some parsers (like GitHub-flavored markdown) allow tables without headers? Actually no, GFM tables require a header row and a delimiter row. But you can have an empty header or just use the first row as header. Actually, looking at the document, I can present the tables as: **TAXING AUTHORITY TAX INFORMATION** | TAXING AUTHORITY | COLUMN 1 | | | COLUMN 2 | | | COLUMN 3 | | | |---|---|---|---|---|---|---|---|---|---| | | YOUR FINAL TAX RATE AND TAXES LAST YEAR (2025) | | | YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED (2026) | | | YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED (2026) | | | | | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | Then the data rows. But standard markdown might not render the first row as header properly if there are two separator rows. Actually, you can have only one separator row. The rest are data rows. So the first row after the separator is data. But I can bold the header-like rows. Let me think about a cleaner approach. I can put the COLUMN headers in the first row, and the sub-labels in the second row, and use the separator after the sub-labels. But then the first row won't be a true header. It's okay, I can bold them. Actually, the most straightforward markdown table that captures all text: | TAXING AUTHORITY | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | |---|---|---|---|---|---|---|---|---|---| | **COLUMN 1** | | | | **COLUMN 2** | | | **COLUMN 3** | | | | **YOUR FINAL TAX RATE AND TAXES LAST YEAR (2025)** | | | | **YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED (2026)** | | | **YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED (2026)** | | | | COUNTY: | | | | | | | | | | | GENERAL FUND | 3,028,634 | 4.5423 | 13,756.96 | 3,111,088 | 4.4674 | 13,898.47 | 3,111,088 | 4.5423 | 14,131.50 | This is a bit messy but captures everything. Alternatively, I can split the table description from the data. But the user wants exact text. Let me look at the document again to see how the table is structured. The table has: - A header row spanning: TAXING AUTHORITY, then COLUMN 1 (span 3), COLUMN 2 (span 3), COLUMN 3 (span 3) - Then a sub-header row: blank under TAXING AUTHORITY, then under each column: TAXABLE VALUE, MILLAGE RATE, TAXES - Then data rows. Since markdown doesn't support colspan, I will use the approach of having the column labels in the first row, and the sub-column labels in the second row (with separator between them). I'll bold the labels to approximate the header. Actually, I can do this: | | **COLUMN 1** | | | **COLUMN 2** | | | **COLUMN 3** | | | | TAXING AUTHORITY | YOUR FINAL TAX RATE AND TAXES LAST YEAR (2025) | | | YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED (2026) | | | YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED (2026) | | | | | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | |---|---|---|---|---|---|---|---|---|---| | COUNTY: | | | | | | | | | | | GENERAL FUND | 3,028,634 | 4.5423 | 13,756.96 | 3,111,088 | 4.4674 | 13,898.47 | 3,111,088 | 4.5423 | 14,131.50 | Wait, the separator line must be after the header row. In standard markdown, the second row must be the separator. So I cannot have three header rows. I need to adapt. I think the best way is to put the descriptive text above the table, then have the table with the headers being TAXING AUTHORITY, TAXABLE VALUE, MILLAGE RATE, TAXES, etc. But the user wants exact text. Alternatively, I can use a single header row that concatenates the labels: | TAXING AUTHORITY | COLUMN 1 - TAXABLE VALUE | COLUMN 1 - MILLAGE RATE | COLUMN 1 - TAXES | COLUMN 2 - TAXABLE VALUE | COLUMN 2 - MILLAGE RATE | COLUMN 2 - TAXES | COLUMN 3 - TAXABLE VALUE | COLUMN 3 - MILLAGE RATE | COLUMN 3 - TAXES | |---|---|---|---|---|---|---|---|---|---| | | YOUR FINAL TAX RATE AND TAXES LAST YEAR (2025) | | | YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED (2026) | | | YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED (2026) | | | But that changes the text by adding hyphens. Actually, maybe the user doesn't care about perfect markdown table syntax for multi-level headers, as long as it's a markdown table and the text is exact. I can do: | TAXING AUTHORITY | COLUMN 1 | | | COLUMN 2 | | | COLUMN 3 | | | |---|---|---|---|---|---|---|---|---|---| | | YOUR FINAL TAX RATE AND TAXES LAST YEAR (2025) | | | YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED (2026) | | | YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED (2026) | | | | | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | | COUNTY: | | | | | | | | | | | GENERAL FUND | 3,028,634 | 4.5423 | 13,756.96 | 3,111,088 | 4.4674 | 13,898.47 | 3,111,088 | 4.5423 | 14,131.50 | Even if some parsers only treat the first row as header and the second as separator, having |---| after the first row makes it a table. But the second row is also text. Actually, in standard markdown, the second row must be the separator (only |, -, :, and spaces). If I put text in the second row, it won't be a valid table. So valid markdown table structure: Row 1: headers Row 2: separator (|---|---|...) Row 3+: data To include all the header text, I can put it in the first row, but that would make long headers. That's okay. Or I can put the sub-header information as a separate line before the table. Given the constraints, I think the best approach is: **TAXING AUTHORITY TAX INFORMATION** **COLUMN 1:** YOUR FINAL TAX RATE AND TAXES LAST YEAR (2025) **COLUMN 2:** YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED (2026) **COLUMN 3:** YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED (2026) | TAXING AUTHORITY | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | TAXABLE VALUE | MILLAGE RATE | TAXES | |---|---|---|---|---|---|---|---|---|---| | COUNTY: | | | | | | | | | | | GENERAL FUND | 3,028,634 | 4.5423 | 13,756.96 | 3,111,088 | 4.4674 | 13,898.47 | 3,111,088 | 4.5423 | 14,131.50 | ... But the user said "transcribe ALL visible text on this page EXACTLY as it appears". The headers are in the table. Hmm. Actually, looking at the document, the "COLUMN 1", "COLUMN 2", "COLUMN 3" are in the table. But I can represent them as separate bold text above the table, which is still transcribing them exactly, just placing them slightly differently. But maybe that's not exactly "as it appears". Alternatively, I can use an HTML table inside markdown to preserve colspan. But the user said "markdown tables". HTML is not markdown tables. However, markdown does support inline HTML. But is that acceptable? The user said "markdown tables for tabular data". So probably not HTML. I think I will use a markdown table with a single header row and put the extra header text as rows inside the table, bolded, even if it makes them look like data rows. This is the most faithful representation while keeping it a markdown table. Actually, I can use a common markdown hack: have an empty header row, then the separator, then the "headers" as data rows. But that's ugly. Wait, some markdown parsers support "header" rows anywhere? No. Let me just use the simple approach with the column descriptions in the first data rows, bolded. The exact text is preserved. Actually, I just realized: in the first table (PROPERTY APPRAISER VALUE INFORMATION), the header "LAST YEAR (2025)" spans three columns. I can handle this similarly. Let me try to write the full transcription now, and I'll make judgment calls on table formatting to keep it readable while preserving exact text. I'll use: ### 2026 NOTICE OF PROPOSED PROPERTY TAXES AND PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENTS PINELLAS COUNTY TAXING AUTHORITIES **DO NOT PAY** **THIS IS NOT A BILL** **PARCEL NUMBER:** 08-31-17-83322-000-0580 **Area:** 8 **2026 TAX DISTRICT:** SP **2025 TAX DISTRICT:** SP **SITE ADDRESS:** 851 BRIGHTWATERS BLVD NE JONGSMA, JOHAN BUSEL, TATYANA 851 BRIGHTWATERS BLVD NE ST PETERSBURG FL 33704-3719 **LEGAL DESC:** SNELL ISLE BRIGHTWATERS SEC 1 REPLAT NW'LY 52.53FT OF LOT 58 & SE'LY 35FT OF LOT 59 (And the small text near QR code: I see "703" and "6-2937" maybe. I'll include it.) Actually, looking closely at the image, near the QR code there are small numbers printed vertically: "703" and then "6-2937". I'll include them as they appear. **703** **6-2937** And there is an "H" near the main barcode. **H** Now for the tables: ### PROPERTY APPRAISER VALUE INFORMATION | | LAST YEAR (2025) | | | THIS YEAR (2026) | | | | | MARKET VALUE | ASSESSED (CAPPED) VALUE | TAXABLE VALUE | MARKET VALUE | ASSESSED (CAPPED) VALUE | TAXABLE VALUE | | COUNTY / INDEP. DISTRICTS | 5,226,662 | 3,079,356 | 3,028,634 | 4,757,929 | 3,162,499 | 3,111,088 | | SCHOOL DISTRICTS | 5,226,662 | 3,079,356 | 3,054,356 | 4,757,929 | 3,162,499 | 3,137,499 | | MUNICIPALITY/MSTU | 5,226,662 | 3,079,356 | 3,028,634 | 4,757,929 | 3,162,499 | 3,111,088 | Wait, but the first two rows are both header-like. In markdown, I can only have one header row. So I'll make the second row the header row (the one with MARKET VALUE, etc.) and put the "LAST YEAR (2025)" and "THIS YEAR (2026)" as text above or as the first row after the header, bolded. Actually, I can structure it as: | | **LAST YEAR (2025)** | | | **THIS YEAR (2026)** | | | | | MARKET VALUE | ASSESSED (CAPPED) VALUE | TAXABLE VALUE | MARKET VALUE | ASSESSED (CAPPED) VALUE | TAXABLE VALUE | |---|---|---|---|---|---|---| | COUNTY / INDEP. DISTRICTS | 5,226,662 | 3,079,356 | 3,028,634 | 4,757,929 | 3,162,499 | 3,111,088 | | SCHOOL DISTRICTS | 5,226,662 | 3,079,356 | 3,054,356 | 4,757,929 | 3,162,499 | 3,137,499 | | MUNICIPALITY/MSTU | 5,226,662 | 3,079,356 | 3,028,634 | 4,757,929 | 3,162,499 | 3,111,088 | But again, the first row is not a valid markdown header row because of the text. However, some markdown parsers will still render it. But standard markdown requires the first row to be header and the second to be separator. If I put the separator after the second row, the first row will be treated as a regular row? No, the first row is always the header in markdown. The second row must be the separator. So if I have two rows of text before the separator, the first row is header and the second row is data, but the separator is the third row. That's invalid. Actually, I can do: | | LAST YEAR (2025) | | | THIS YEAR (2026) | | | |---|---|---|---|---|---|---| | | MARKET VALUE | ASSESSED (CAPPED) VALUE | TAXABLE VALUE | MARKET VALUE | ASSESSED (CAPPED) VALUE | TAXABLE VALUE | | COUNTY / INDEP. DISTRICTS | 5,226,662 | 3,079,356 | 3,028,634 | 4,757,929 | 3,162,499 | 3,111,088 | Wait, is this valid? The first row is the header row. The second row is a data row. The separator is the second row? No, in markdown, the separator row must be the second row. It cannot be the third row. So this is invalid. I need to only have one row before the separator. Therefore, I must combine the header information into a single row or put some of it outside the table. Given the instruction "markdown tables for tabular data", I will put the spanning headers as bold text directly above the table, and then the table will have the column headers that fit in one row. For the first table: **PROPERTY APPRAISER VALUE INFORMATION** **LAST YEAR (2025)** | **THIS YEAR (2026)** | | MARKET VALUE | ASSESSED (CAPPED) VALUE | TAXABLE VALUE | MARKET VALUE | ASSESSED (CAPPED) VALUE | TAXABLE VALUE | |---|---|---|---|---|---|---| | COUNTY / INDEP. DISTRICTS | 5,226,662 | 3,079,356 | 3,028,634 | 4,757,929 | 3,162,499 | 3,111,088 | | SCHOOL DISTRICT --- ## Page 2 The user wants me to transcribe ALL visible text on the page EXACTLY as it appears, in the original language (English). I need to use markdown formatting with ### for sections, **bold** for labels, markdown tables for tabular data, and - bullets for lists. I must preserve all numbers, dates, amounts exactly. No commentary, no preamble, start directly with content. Let me carefully go through the document and transcribe everything. Starting with the title: "2026 NOTICE OF PROPOSED PROPERTY TAXES AND PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENTS (PAGE 2)" Then the paragraph below: "The taxing authorities which levy property taxes against your property will soon hold public hearings to adopt budgets and tax rates for the next year. The purpose of these public hearings is to receive opinions from the general public and to answer questions on the proposed tax change and budget prior to taking final action. Each taxing authority may amend or alter its proposals at the hearing." Then the table: TAXING AUTHORITY PUBLIC HEARING INFORMATION Columns: TAXING AUTHORITY, PHONE NUMBER, DATE AND TIME, LOCATION Rows: COUNTY: GENERAL FUND | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER HEALTH DEPT | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER PIN PLANNING COUNCIL | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER EMER MEDICAL SVC | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER PUBLIC SCHOOLS: BY STATE LAW | (727) 588-6000 | 09/08/26 6:00 PM | 301 4TH STREET SW, LARGO BY LOCAL BOARD | (727) 588-6000 | 09/08/26 6:00 PM | 301 4TH STREET SW, LARGO MUNICIPAL OR MSTU: ST PETERSBURG | (727) 893-7436 | 09/03/26 6:00 PM | 175 5TH STREET N, ST PETERSBURG WATER MGMT DISTRICT: SW FLA WATER MGMT | (800) 423-1476 | 09/08/26 5:01 PM | 7601 US HWY 301, TAMPA INDEPENDENT SP DIST: JUVENILE WELFARE BD | (727) 453-5600 | 09/09/26 5:15 PM | 14155 58TH STREET N, CLEARWATER SUNCOAST TRANSIT | (727) 540-1825 | 09/09/26 6:00 PM | 3201 SCHERER DRIVE, ST PETERSBURG Then text: "Your final tax bill may contain Non-Ad Valorem assessments which may not be reflected on this notice, such as assessments for roads, fire, garbage, lighting, drainage, water, sewer or other governmental services and facilities which may be levied by your local county, city or any special district." "Non-Ad Valorem assessments are placed on this notice at the request of the respective local governing boards. The Tax Collector will include the Non-Ad Valorem assessments on the November tax bill. For details on a particular assessment, you must contact the local governing board directly." "Amounts shown on this form do NOT reflect early payment discounts you may have received or may be eligible to receive (Discounts are a maximum of 4 percent of the amounts shown on this form)." Then table: PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENT Columns: LEVYING AUTHORITY, CONTACT, PURPOSE OF ASSESSMENT/PUBLIC HEARING TIME, UNITS, RATE, ASSESSMENT Then row: TOTAL NON-AD VALOREM ASSESSMENT: Then section: EXPLANATION OF "TAXING AUTHORITY TAX INFORMATION" SECTION COLUMN 1 - "YOUR FINAL TAX RATE AND TAXES LAST YEAR" This shows the prior year's taxable value, tax rate and taxes that applied last year to your property. These amounts were based on budgets adopted last year and your property's prior year taxable value. COLUMN 2 - "YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED" This shows what your taxable value, tax rate and taxes will be if each taxing authority does not change its property tax levy. These amounts are based on last year's budget and the current year taxable value. COLUMN 3 - "YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED" This shows what your tax rate and taxes will be this year under the budget actually proposed by each taxing authority. The proposal is not final, and may be amended at the public hearings shown above. The difference between columns 2 and 3 is the tax change proposed by each local taxing authority and is not the result of value changes. EXPLANATION OF "PROPERTY APPRAISER VALUE INFORMATION" SECTION MARKET VALUE - The most probable sale price for a property in a competitive, open market involving a willing buyer and a willing seller as of the January 1 assessment date. The Market Value is based on the condition of the property and market conditions as of January 1 of that year and is established by analyzing market information including sales that took place in the prior year. ASSESSED/CAPPED VALUE - The value of your property after any assessment reductions, such as the Save-Our-Homes cap on homestead properties or 10% non-homestead cap, have been applied. This value may be reduced by a Save-Our-Homes cap benefit "ported" from a prior homestead property. The assessed value will also reflect special use classifications, such as the agricultural classification. If the assessment reductions are applied or a special use classification is granted, the assessed value could be different for School and Non-School taxing authorities. TAXABLE VALUE - The assessed value less any applicable exemptions, such as the homestead exemption. The taxable value is the value to which millage rates are applied to determine tax amounts. Taxable values may vary for different taxing authorities to reflect the impact of taxing authority-specific exemptions or assessment caps. ASSESSMENT REDUCTIONS APPLIED - Properties can receive an assessment reduction for a number of reasons listed below. 1. There are limits on how much the assessed value of your property can increase each year. The Save-Our-Homes cap benefit (including cap portability) and the 10% non-homestead assessment cap for Non-School millages are examples. 2. Certain types of property, such as agricultural land, land used for conservation, and working waterfronts, are valued based on the special property use, per Florida Statutes, as opposed to market value. 3. Some reductions lower the assessed value only for levies of certain taxing authorities. EXEMPTIONS - Exemptions are specific dollar or percentage reductions applied to the assessed value to reach the taxable value. They are usually based on residency status or statutory qualifications of the property owner. Any exemption that impacts your property is listed in this section along with its corresponding exemption value. In some cases, exemption values may vary depending on the taxing authority. For example, the additional homestead exemption does not apply to school millages and the additional exemption for low-income seniors applies only to the municipal or MSTU millages. Then the boxed text: For a more detailed explanation, visit the Property Appraiser's website at www.pcpao.gov/learn-about/TRIM-guide Now I need to format this properly. I should use: - ### for main sections - **bold** for labels - Tables for tabular data - - for bullets where appropriate Let me structure this carefully. Title at top: 2026 NOTICE OF PROPOSED PROPERTY TAXES AND PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENTS (PAGE 2) Then the introductory paragraph. Then ### TAXING AUTHORITY PUBLIC HEARING INFORMATION Then the table with all the rows. Then the paragraphs about Non-Ad Valorem. Then the table for PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENT (which is empty except headers and total row). Then ### EXPLANATION OF "TAXING AUTHORITY TAX INFORMATION" SECTION Then **COLUMN 1 - "YOUR FINAL TAX RATE AND TAXES LAST YEAR"** Then the text. Then **COLUMN 2 - "YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED"** Then text. Then **COLUMN 3 - "YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED"** Then text. Then ### EXPLANATION OF "PROPERTY APPRAISER VALUE INFORMATION" SECTION Then **MARKET VALUE -** Then text. Then **ASSESSED/CAPPED VALUE -** Then text. Then **TAXABLE VALUE -** Then text. Then **ASSESSMENT REDUCTIONS APPLIED -** Then text with numbered list: 1. There are limits... 2. Certain types... 3. Some reductions... Then **EXEMPTIONS -** Then text. Then the final line in the box. Wait, looking at the formatting of the original, the bold labels like "MARKET VALUE -" are followed by a dash. The user said "Use **bold** for labels". So I should make the labels bold. Also, the text "Your final tax bill may contain..." appears to be bold in the original? Let me check. Yes, it looks bold in the image. I'll make it bold. Also "Amounts shown on this form do NOT reflect..." - this might not be bold. Let me check the image. It looks like regular text. I'll keep it as regular. Let me double-check the exact text in the "COUNTY:" section. The table has categories with colons. Let me transcribe exactly: COUNTY: GENERAL FUND HEALTH DEPT PIN PLANNING COUNCIL EMER MEDICAL SVC PUBLIC SCHOOLS: BY STATE LAW BY LOCAL BOARD MUNICIPAL OR MSTU: ST PETERSBURG WATER MGMT DISTRICT: SW FLA WATER MGMT INDEPENDENT SP DIST: JUVENILE WELFARE BD SUNCOAST TRANSIT Yes. For the table, I need to make sure all columns are correct. TAXING AUTHORITY | PHONE NUMBER | DATE AND TIME | LOCATION I should use markdown table formatting with | and - separators. Now, the text below the first table: "Your final tax bill may contain Non-Ad Valorem assessments which may not be reflected on this notice, such as assessments for roads, fire, garbage, lighting, drainage, water, sewer or other governmental services and facilities which may be levied by your local county, city or any special district." This sentence is in bold in the original. I should bold it. Then: "Non-Ad Valorem assessments are placed on this notice at the request of the respective local governing boards. The Tax Collector will include the Non-Ad Valorem assessments on the November tax bill. For details on a particular assessment, you must contact the local governing board directly." Then: "Amounts shown on this form do NOT reflect early payment discounts you may have received or may be eligible to receive (Discounts are a maximum of 4 percent of the amounts shown on this form)." Then the second table: PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENT Columns: LEVYING AUTHORITY, CONTACT, PURPOSE OF ASSESSMENT/PUBLIC HEARING TIME, UNITS, RATE, ASSESSMENT Then empty rows. Then: TOTAL NON-AD VALOREM ASSESSMENT: Then: EXPLANATION OF "TAXING AUTHORITY TAX INFORMATION" SECTION Wait, looking at the image, this section header is in a black bar with white text. The user said use ### for sections. So I'll use ### for these black bar headers. Actually, looking at the instruction: "Use ### for sections, **bold** for labels, markdown tables for tabular data, - bullets for lists." So the black bar headers should be ###. Let me map out the sections: 1. Intro paragraph (not a section header) 2. ### TAXING AUTHORITY PUBLIC HEARING INFORMATION (table follows) 3. Bold paragraph about Non-Ad Valorem 4. Paragraph about Non-Ad Valorem placement 5. Paragraph about early payment discounts 6. ### PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENT (table follows) 7. ### EXPLANATION OF "TAXING AUTHORITY TAX INFORMATION" SECTION 8. ### EXPLANATION OF "PROPERTY APPRAISER VALUE INFORMATION" SECTION Wait, the user said "Use ### for sections". The black bars are clearly section headers. The bold labels within the explanatory sections should be **bold**. Also, for the list under ASSESSMENT REDUCTIONS APPLIED, the original has numbered items 1, 2, 3. The user said "- bullets for lists" but the original is numbered. Should I use numbers or bullets? The user said "- bullets for lists" but if the original is numbered, maybe I should preserve the numbering? The instruction says "Use ### for sections, **bold** for labels, markdown tables for tabular data, - bullets for lists." This is a formatting instruction. But the original has a numbered list. However, the user said "bullets for lists". I think I should follow the user's formatting instruction and use - bullets, but wait, the original has 1. 2. 3. If I change to bullets, is that exact? The user said "Preserve ALL numbers, dates, amounts, and values exactly as shown." This might imply preserving the numbering. But the formatting instruction says "- bullets for lists". Hmm, this is ambiguous. Let me think. The user wants the text transcribed exactly. The original has: 1. There are limits... 2. Certain types... 3. Some reductions... If I change to - bullets, it's not exactly as shown. But the user explicitly said "- bullets for lists". Maybe they mean use bullet points where the original has lists? But the original has numbered items. Actually, looking carefully at the instruction: "FORMAT: Use ### for sections, **bold** for labels, markdown tables for tabular data, - bullets for lists." This is a formatting directive for how to present the output. But then "Preserve ALL numbers, dates, amounts, and values exactly as shown." The numbers 1, 2, 3 are part of the content. I think the safest approach is to use the numbering as shown in the original, because it's explicitly numbered in the source. The "- bullets for lists" might be a general instruction, but the original has a numbered list. However, to be safe and follow the explicit formatting instruction, maybe I should use bullets? But then I'm altering the exact appearance. Wait, I think the instruction "- bullets for lists" means "use markdown bullet points for list items". The original has a numbered list. But if I use bullets, I'm not preserving the exact numbering. Let me re-read: "Preserve ALL numbers, dates, amounts, and values exactly as shown." This suggests I should keep the numbers 1, 2, 3. But the format instruction says "- bullets for lists". I think there's a conflict. I'll prioritize preserving the exact content and use the numbers as shown, or perhaps use a numbered list in markdown (1. 2. 3.) which is still a list but not bullet points. The instruction says "- bullets" which literally means hyphen bullets. But maybe they just meant "use markdown list formatting". Actually, looking at the instruction again: "Use ### for sections, **bold** for labels, markdown tables for tabular data, - bullets for lists." The hyphen is likely indicating the markdown bullet character. So they want markdown lists. But markdown supports both numbered and bulleted lists. Since the original is numbered, I should probably use numbered list to preserve the exact numbers. But the instruction specifically says "- bullets". I think I'll use the exact numbering from the original (1., 2., 3.) because those are numbers that need to be preserved exactly as shown. The user probably meant "use markdown list formatting" rather than manually typing lists. I'll use numbered lists where the original is numbered. Wait, the original ASSESSMENT REDUCTIONS APPLIED section has: 1. There are limits... 2. Certain types... 3. Some reductions... I'll format as: - 1. There are limits... - 2. Certain types... - 3. Some reductions... No, that's weird. Or I can just use: 1. There are limits... 2. Certain types... 3. Some reductions... I think that's better. The "-" in the instruction might just be an example of a bullet marker. I'll use numbered lists for numbered content. Actually, reconsidering: The user said "DO NOT summarize. Output ONLY the transcribed text — no commentary". They want EXACT text. So if the original has "1." I should keep "1.". Using markdown numbered list (1. ) will preserve that. Using bullets (-) would remove the numbers. So I'll use numbered lists for the numbered items. Now, let me carefully transcribe every single word. Title: 2026 NOTICE OF PROPOSED PROPERTY TAXES AND PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENTS (PAGE 2) Paragraph 1: The taxing authorities which levy property taxes against your property will soon hold public hearings to adopt budgets and tax rates for the next year. The purpose of these public hearings is to receive opinions from the general public and to answer questions on the proposed tax change and budget prior to taking final action. Each taxing authority may amend or alter its proposals at the hearing. Table 1: Header: TAXING AUTHORITY PUBLIC HEARING INFORMATION Columns: TAXING AUTHORITY | PHONE NUMBER | DATE AND TIME | LOCATION Row 1: COUNTY: (spanning? No, it's just in the first column) Row 2: GENERAL FUND | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER Row 3: HEALTH DEPT | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER Row 4: PIN PLANNING COUNCIL | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER Row 5: EMER MEDICAL SVC | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER Row 6: PUBLIC SCHOOLS: (first column) Row 7: BY STATE LAW | (727) 588-6000 | 09/08/26 6:00 PM | 301 4TH STREET SW, LARGO Row 8: BY LOCAL BOARD | (727) 588-6000 | 09/08/26 6:00 PM | 301 4TH STREET SW, LARGO Row 9: MUNICIPAL OR MSTU: (first column) Row 10: ST PETERSBURG | (727) 893-7436 | 09/03/26 6:00 PM | 175 5TH STREET N, ST PETERSBURG Row 11: WATER MGMT DISTRICT: (first column) Row 12: SW FLA WATER MGMT | (800) 423-1476 | 09/08/26 5:01 PM | 7601 US HWY 301, TAMPA Row 13: INDEPENDENT SP DIST: (first column) Row 14: JUVENILE WELFARE BD | (727) 453-5600 | 09/09/26 5:15 PM | 14155 58TH STREET N, CLEARWATER Row 15: SUNCOAST TRANSIT | (727) 540-1825 | 09/09/26 6:00 PM | 3201 SCHERER DRIVE, ST PETERSBURG In the table, the categories like COUNTY: are not spanning all columns, they are just entries in the first column. I should represent them as rows with empty cells or just in the first column. In markdown, I'll put them in the first column and leave others empty or with dashes? Actually, looking at the image, they appear to be in the first column and the other columns are blank for that row. I can represent this as: | COUNTY: | | | | or just leave the cells empty. In markdown: | COUNTY: | | | | But to make it cleaner, I'll use empty cells. Actually, in the original, it's a single table with all rows. Some rows have category headers that only fill the first column. I'll represent them as rows with the text in the first column and empty cells. Wait, the original might have the category labels as separate rows without borders spanning. I'll do: | COUNTY: | | | | | GENERAL FUND | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER | etc. Now the bold paragraph: **Your final tax bill may contain Non-Ad Valorem assessments which may not be reflected on this notice, such as assessments for roads, fire, garbage, lighting, drainage, water, sewer or other governmental services and facilities which may be levied by your local county, city or any special district.** Paragraph: Non-Ad Valorem assessments are placed on this notice at the request of the respective local governing boards. The Tax Collector will include the Non-Ad Valorem assessments on the November tax bill. For details on a particular assessment, you must contact the local governing board directly. Paragraph: Amounts shown on this form do NOT reflect early payment discounts you may have received or may be eligible to receive (Discounts are a maximum of 4 percent of the amounts shown on this form). Table 2: ### PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENT Columns: LEVYING AUTHORITY | CONTACT | PURPOSE OF ASSESSMENT/PUBLIC HEARING TIME | UNITS | RATE | ASSESSMENT Then there are several empty rows (looks like 5 empty rows), then: | TOTAL NON-AD VALOREM ASSESSMENT: | | | | | | Then: ### EXPLANATION OF "TAXING AUTHORITY TAX INFORMATION" SECTION **COLUMN 1 - "YOUR FINAL TAX RATE AND TAXES LAST YEAR"** This shows the prior year's taxable value, tax rate and taxes that applied last year to your property. These amounts were based on budgets adopted last year and your property's prior year taxable value. **COLUMN 2 - "YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED"** This shows what your taxable value, tax rate and taxes will be if each taxing authority does not change its property tax levy. These amounts are based on last year's budget and the current year taxable value. **COLUMN 3 - "YOUR TAXES THIS YEAR IF PROPOSED BUDGET CHANGE IS ADOPTED"** This shows what your tax rate and taxes will be this year under the budget actually proposed by each taxing authority. The proposal is not final, and may be amended at the public hearings shown above. The difference between columns 2 and 3 is the tax change proposed by each local taxing authority and is not the result of value changes. ### EXPLANATION OF "PROPERTY APPRAISER VALUE INFORMATION" SECTION **MARKET VALUE** - The most probable sale price for a property in a competitive, open market involving a willing buyer and a willing seller as of the January 1 assessment date. The Market Value is based on the condition of the property and market conditions as of January 1 of that year and is established by analyzing market information including sales that took place in the prior year. **ASSESSED/CAPPED VALUE** - The value of your property after any assessment reductions, such as the Save-Our-Homes cap on homestead properties or 10% non-homestead cap, have been applied. This value may be reduced by a Save-Our-Homes cap benefit "ported" from a prior homestead property. The assessed value will also reflect special use classifications, such as the agricultural classification. If the assessment reductions are applied or a special use classification is granted, the assessed value could be different for School and Non-School taxing authorities. **TAXABLE VALUE** - The assessed value less any applicable exemptions, such as the homestead exemption. The taxable value is the value to which millage rates are applied to determine tax amounts. Taxable values may vary for different taxing authorities to reflect the impact of taxing authority-specific exemptions or assessment caps. **ASSESSMENT REDUCTIONS APPLIED** - Properties can receive an assessment reduction for a number of reasons listed below. 1. There are limits on how much the assessed value of your property can increase each year. The Save-Our-Homes cap benefit (including cap portability) and the 10% non-homestead assessment cap for Non-School millages are examples. 2. Certain types of property, such as agricultural land, land used for conservation, and working waterfronts, are valued based on the special property use, per Florida Statutes, as opposed to market value. 3. Some reductions lower the assessed value only for levies of certain taxing authorities. **EXEMPTIONS** - Exemptions are specific dollar or percentage reductions applied to the assessed value to reach the taxable value. They are usually based on residency status or statutory qualifications of the property owner. Any exemption that impacts your property is listed in this section along with its corresponding exemption value. In some cases, exemption values may vary depending on the taxing authority. For example, the additional homestead exemption does not apply to school millages and the additional exemption for low-income seniors applies only to the municipal or MSTU millages. Then the final box: For a more detailed explanation, visit the Property Appraiser's website at www.pcpao.gov/learn-about/TRIM-guide Wait, I need to check if there are any other text. Looking at the image, the final box has that text. It might be centered or in a box. I'll just present it as a paragraph or maybe blockquote? The user said no commentary. I'll just put it as a paragraph. Or maybe use a blockquote or just plain text. Since it's in a box, maybe I can use a blockquote or just leave it as text. I'll put it as plain text. Let me double-check the exact wording of the bold paragraph: "Your final tax bill may contain Non-Ad Valorem assessments which may not be reflected on this notice, such as assessments for roads, fire, garbage, lighting, drainage, water, sewer or other governmental services and facilities which may be levied by your local county, city or any special district." Yes. Double-check the text in the table headers: "TAXING AUTHORITY PUBLIC HEARING INFORMATION" - yes. Double-check phone numbers and dates: - GENERAL FUND: (727) 464-3596, 09/10/26 6:00 PM - HEALTH DEPT: same - PIN PLANNING COUNCIL: same - EMER MEDICAL SVC: same - BY STATE LAW: (727) 588-6000, 09/08/26 6:00 PM - BY LOCAL BOARD: (727) 588-6000, 09/08/26 6:00 PM - ST PETERSBURG: (727) 893-7436, 09/03/26 6:00 PM - SW FLA WATER MGMT: (800) 423-1476, 09/08/26 5:01 PM - JUVENILE WELFARE BD: (727) 453-5600, 09/09/26 5:15 PM - SUNCOAST TRANSIT: (727) 540-1825, 09/09/26 6:00 PM Locations: - 333 CHESTNUT STREET - PALM ROOM, CLEARWATER - 301 4TH STREET SW, LARGO - 175 5TH STREET N, ST PETERSBURG - 7601 US HWY 301, TAMPA - 14155 58TH STREET N, CLEARWATER - 3201 SCHERER DRIVE, ST PETERSBURG All good. Now, formatting the markdown tables. First table: | TAXING AUTHORITY | PHONE NUMBER | DATE AND TIME | LOCATION | |---|---|---|---| | COUNTY: | | | | | GENERAL FUND | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER | | HEALTH DEPT | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER | | PIN PLANNING COUNCIL | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER | | EMER MEDICAL SVC | (727) 464-3596 | 09/10/26 6:00 PM | 333 CHESTNUT STREET - PALM ROOM, CLEARWATER | | PUBLIC SCHOOLS: | | | | | BY STATE LAW | (727) 588-6000 | 09/08/26 6:00 PM | 301 4TH STREET SW, LARGO | | BY LOCAL BOARD | (727) 588-6000 | 09/08/26 6:00 PM | 301 4TH STREET SW, LARGO | | MUNICIPAL OR MSTU: | | | | | ST PETERSBURG | (727) 893-7436 | 09/03/26 6:00 PM | 175 5TH STREET N, ST PETERSBURG | | WATER MGMT DISTRICT: | | | | | SW FLA WATER MGMT | (800) 423-1476 | 09/08/26 5:01 PM | 7601 US HWY 301, TAMPA | | INDEPENDENT SP DIST: | | | | | JUVENILE WELFARE BD | (727) 453-5600 | 09/09/26 5:15 PM | 14155 58TH STREET N, CLEARWATER | | SUNCOAST TRANSIT | (727) 540-1825 | 09/09/26 6:00 PM | 3201 SCHERER DRIVE, ST PETERSBURG | Second table: | LEVYING AUTHORITY | CONTACT | PURPOSE OF ASSESSMENT/PUBLIC HEARING TIME | UNITS | RATE | ASSESSMENT | |---|---|---|---|---|---| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | TOTAL NON-AD VALOREM ASSESSMENT: | | | | | | Wait, the original has empty rows. I should include them or just the header and total? The user said "Transcribe ALL visible text". The empty rows are visible as empty cells. I can include a few rows to show the table structure, or just the header and total row since the rows are empty. But to be faithful to the visual appearance, I'll include some empty rows. Looking at the image, there appear to be about 5 empty rows before the total. I'll include 5 empty rows. Actually, looking at the image, the table has: - Header row - 5 empty rows (approximately) - Total row I'll include 5 empty rows. Now, for the section headers that are in black bars: - TAXING AUTHORITY PUBLIC HEARING INFORMATION - PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENT - EXPLANATION OF "TAXING AUTHORITY TAX INFORMATION" SECTION - EXPLANATION OF "PROPERTY APPRAISER VALUE INFORMATION" SECTION These should be ###. But wait, the title at the top "2026 NOTICE..." is also a section header. I'll just put it as the main title, maybe ### or just bold? It's the document title. I'll put it as plain text at the top, or maybe ###. Actually, the title is the most important. I'll put it as a ### or maybe just as text. Looking at the instruction, "Use ### for sections". The title is a section. I'll use ### for the title too, or maybe just present it as the first line. Actually, to be safe, I'll start with the title as regular text or bold. The instruction says "Use ### for sections". The black bars are sections. The title is also a section. I'll use ### for the title and the black bar sections. But that might make the title look like a section header. That's fine. Wait, the user said "Start directly with the content." So no preamble. Let me assemble the final output. One more check: The text says "Your final tax bill may contain..." - is this bold? In the image, yes, it appears bold. I'll use ****. Another check: "ASSESSMENT REDUCTIONS APPLIED" has a hyphen before the explanatory text. The original says "ASSESSMENT REDUCTIONS APPLIED - Properties can receive...". So I should format as **ASSESSMENT REDUCTIONS APPLIED** - Properties can receive... Similarly, the others have hyphens: **MARKET VALUE** - The most probable... Wait, in the original, the bold labels have a dash after them. Let me check: "MARKET VALUE - The most probable..." Yes. So I'll write: **MARKET VALUE** - The most probable... or **MARKET VALUE -** The most probable... The latter might be more accurate since the dash is part of the label? Actually, looking at the original, the dash is bold too? It's part of the sentence. I'll write: **MARKET VALUE** - The most probable... But looking at the original image, the dash might be part of the bold text. But it doesn't matter much. I'll keep it as **MARKET VALUE** - to separate the label. Wait, the text says "ASSESSMENT REDUCTIONS APPLIED - Properties can receive..." with a dash. The label is "ASSESSMENT REDUCTIONS APPLIED" and then a dash. I'll format as **ASSESSMENT REDUCTIONS APPLIED** - Properties... Actually, I see the original has "COLUMN 1 - "YOUR FINAL TAX RATE AND TAXES LAST YEAR"". So the dash is there. I'll use: **COLUMN 1 - "YOUR FINAL TAX RATE AND TAXES LAST YEAR"** And "MARKET VALUE - The most probable..." -> **MARKET VALUE -** The most probable... or **MARKET VALUE** - The most probable... I think the safest is to bold the entire label including the dash if it's on the same line. But for markdown, **MARKET VALUE** - is fine. Actually, looking at the original, the dash is right after the bold text. I'll do: **MARKET VALUE** - The most probable... Let me check if there are any other bold elements. The bold paragraph about Non-Ad Valorem is bold. Also, in the text: "Amounts shown on this form do NOT reflect..." - the word NOT is in all caps. I'll preserve that. Alright, I think I'm ready to write the final output. One more thing: The user said "Use ### for sections". So I should use ### for the black-bar sections. The title at the top is not in a black bar but is a title. I'll just put it as the first line. Actually, looking at the document, the title is "2026 NOTICE OF PROPOSED PROPERTY TAXES AND PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENTS (PAGE 2)". I'll put this as a heading level 1 or just as text. Since the user said ### for sections, maybe the title is #? But they specifically said ###. I'll use ### for all major headings to be consistent. Or maybe just use ### for the black bar sections. The title is the title. I'll just use it as the first line without ###. Then use ### for the black bar sections. Wait, if I use ### for the black bar sections, that's fine. Let me structure: 2026 NOTICE OF PROPOSED PROPERTY TAXES AND PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENTS (PAGE 2) The taxing authorities... ### TAXING AUTHORITY PUBLIC HEARING INFORMATION [table] **Your final tax bill may contain...** Non-Ad Valorem assessments are placed... Amounts shown on this form do NOT reflect... ### PROPOSED OR ADOPTED NON-AD VALOREM ASSESSMENT [table] ### EXPLANATION OF "TAXING AUTHORITY TAX INFORMATION" SECTION **COLUMN 1 - "YOUR FINAL TAX RATE AND TAXES LAST YEAR"** This shows... **COLUMN 2 - "YOUR TAX RATE AND TAXES THIS YEAR IF NO BUDGET CHANGE IS ADOPTED"** This shows... **COLUMN 3 - "